Terms of Use

General

SAC Finance, Inc. (“SAC Finance”) operates this website (“Site”) to provide information about products, services, and employment opportunities offered by SAC Finance. By accessing and using this Site, you agree to each of the terms and conditions (“Terms of Use”) as defined herein. SAC Finance reserves the right to modify these Terms of Use at any time without giving you prior notice. Your use of the Site following any such modification constitutes your agreement to follow and be bound by the Terms of Use as modified. The last date these Terms of Use were revised is July 5, 2007.

Use of Site

You may use this Site for the following purposes:

You may use this site only for lawful, non-commercial, non-public, personal use.

Information about products, such as payment amounts and required down payments, are reasonably estimated in this Site and may not be equal to actual amounts. Actual payment amounts and required down payments may differ based on factors such as creditworthiness and contract terms.

If you apply for credit using the appropriate portion of this Site, you hereby agree that SAC Finance may need to obtain additional information from you to fully complete the processing of your application. After your credit application is fully processed, SAC Finance will forward to you via U.S. Mail a notice of adverse action if applicable. Additionally, if you are a resident of Ohio, SAC Finance will forward you a notice of approval if adverse action does not apply.

If you apply for employment using the appropriate portion of this Site, you hereby agree that SAC Finance may need to obtain additional information from you to fully complete the processing of your employment application.

Errors and Inaccuracies

The contents of this Site may contain typographical errors or other inaccuracies and may not be complete or current. SAC Finance reserves the right to correct any errors, inaccuracies, or omissions and to change or update the content at any time without prior notice. SAC Finance does not guarantee that any such errors, inaccuracies, or omissions will be corrected.

Links to Third-Party Websites

Links on the Site to third-party websites are provided solely as a convenience to you. If you use these links, you will leave the Site. Such links do not constitute or imply an endorsement, sponsorship, or recommendation by SAC Finance of the third party, the third-party website, or its information. SAC Finance is not responsible for the availability of such websites and does not guarantee that they are free from viruses, spyware, or other malicious content.

If you use any third-party links, you will be subject to the terms of use and privacy policy of those websites.

Disclaimer of Warranties

SAC FINANCE MAKES NO WARRANTY AS TO THE ACCURACY OR COMPLETENESS OF THE INFORMATION CONTAINED IN THIS SITE; ALL INFORMATION IS PROVIDED “AS IS,” WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE; SAC FINANCE DOES NOT WARRANT THAT THIS SITE OR ITS SERVER ARE FREE FROM VIRUSES.

SAC FINANCE ASSUMES NO LIABILITY FOR DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR OTHER DAMAGES ARISING OUT OF YOUR USE OF THIS WEBSITE OR INABILITY TO ACCESS IT.

Limitation of Liability

IN NO EVENT WILL SAC FINANCE BE LIABLE FOR ANY DAMAGES INCLUDING DIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR INDIRECT DAMAGES ARISING OUT OF (I) USE OR INABILITY TO USE THE SITE, (II) ANY TRANSACTION CONDUCTED THROUGH THE SITE, (III) ERRORS, OMISSIONS, OR INACCURACIES IN THE SITE OR CONTENT, (IV) UNAUTHORIZED ACCESS TO YOUR DATA, OR (V) ANY OTHER MATTER RELATING TO THE SITE. IF YOU ARE DISSATISFIED WITH THE SITE OR THESE TERMS, YOUR SOLE REMEDY IS TO STOP USING THE SITE.

SOME STATES DO NOT ALLOW LIMITATIONS OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. IN SUCH STATES, LIABILITY IS LIMITED TO THE MAXIMUM EXTENT PERMITTED BY LAW, BUT SHALL NOT EXCEED $100.00.

Indemnification

You are responsible for your behavior on the Site. You agree to indemnify and hold harmless SAC Finance, its affiliates, partners, licensors, employees, agents, and third-party information providers from all claims, damages, losses, and costs (including reasonable attorneys’ fees) arising out of your use or misuse of the Site or your violation of this Agreement.

User Conduct

You agree to use the Site only for lawful purposes and not to take actions that compromise the security or functionality of the Site. You agree not to modify content, attempt to access restricted content, or use the Site in a way that interferes with the rights of third parties.